When your dreams, goals and values are in accordance, it’s time to develop your strategies which will ensure that you are acting profitable on your path to success. Let us start our way on the ‘minus’ side, which means with our eventual debits. Having debits for a lot of us nowadays is quite normal. Of course there are different kinds of debts. When you buy a house you will have an equivalent for the mortgage and in this case different rules take effect. Other possibilities to borrow money are for your own company or for personal purposes. The latter is quite dangerous especially in an insecure economy like today. Going on holidays, a new car, the latest mobile phone, the ultimate TV-Stereo system or a new dishwasher are only some examples on how to grow consumer debts. Today a lot of young people are thinking that they need perfect and complete ... Read More

Do you have dreams? Dreams are a wonderful allusion to what you would make happy. Dream with open or closed eyes of what you can do in case you have enough time and money. You will be surprised how many of your dreams need money. May be you know it already. Do you have Goals? So, out of these dreams you now have to define your goals. Specifying your goals means to take a decision. As long as you will not make a commitment to yourself or obligate yourself, everything remains just a dream. Therefore, to set up your goals, it is important to ask yourself what you want to be, what you want to do and what you want to have. What are your values? Now we are arrived at a very important point: Your dreams and goals have to coincide with your values. Here you need to ask yourself: What do I really ... Read More

Now let me ask you: On your way to get financial freedom do you optimize or minimize? Some days ago a friend talked to me about a meeting with a very rich person. Above his desk hangs a banner which says: Who is working the whole day long doesn’t have time to earn. When the rich man was asked about the meaning of it he answered: Make acquaintance with yourself, discover what you like. Than think about how you can earn money with it. The best is when you will ask yourself this question every day and try to find every day a better answer. Consequently when you want to get financial freedom you need time to understand yourself. Time to become aware of what really is your passion. Only if you are enriching whatever you do with enthusiasm and passion you will be really good. And than money will flow ... Read More

Fine, here we are. Let’s start our way to financial freedom with an analyze of your financial situation. Become aware with these questions about yourself and your actual financial situation: 1. What do you think about your income? O excellent O sufficient O good O poor O satisfying O very poor 2. What do you think about your net assets? O excellent O sufficient O good O poor O satisfying O very poor 3. What do you think about your investments? O excellent O sufficient O good O poor O satisfying O very poor 4. How do you evaluate your knowledge about money and capital? O excellent O sufficient O good O poor O satisfying O very poor 5. Do you have an exact financial plan and do you know exactly how to get ... Read More